retarded bank -.- | Journals | Crossfire

u dont have to pay it next month, be happy

yea true, nice, but how to survive this month? :(

Parent

and if you have automatic transfers you'll pay again ;d

Parent

stopped it already :o

Parent

when this happened i called my bank and asked that they added that amount to my overdraft for that month only so the next month cleared it. Give that a shot and gl :)

Parent

will try, thx =)

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neil i love you!

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<3

Parent

If the bank made an error then they should help fix it.
There's probably some consumer organization you can report them to if they refuse.

Parent

Well they said since my renter has the money already, they are not able to do anything

Parent

Of course they can do something, they just don't want to.

If they incorrectly transfered the money then the least they should do is loan you the same amount of money without interest for one month. Ask for the person's boss if he/she keeps telling you BS.

Parent

thats what I did, I talked to the boss. All she did was listening to my whine and then she wished me GL and thats it

Parent

Then change bank, report them to your consumer organization or sue them.

There's no way I'd let my bank take my money without repercussions.

Parent

It's not the bank's fault but the fault of the organisation that rents out the place to her.

The way it works is like this. An organisation can get a permit to request money out of bank accounts. In this permit they agree that they will only request money from accounts for which they have permission to do so. There is however nothing registered with the bank itself that says "yes or no" when the organisation with the permit requests money. The bank simply trusts that it's ok because the organisation has a permit for it.

What went wrong is that the organisation itself has requested it either twice or in double-ammount from the bank and the bank gives it. However, the bank should book it back if the client requests it within x days of the transfer. (usually around 5 workdays)

The only time when a bank can not retrieve the money back from an account is when you yourself transfered it manually.

So yes, change banks and file a complaint.

(btw, this is how it works in holland but I asume german banks do not work much different)

Parent

but there is also the way of doing an "enduring job" ( bad translation) so you transfer the same amount of money every month from your account to another. in this case its the banks fault.

Parent

I get what you meant with that, but technically it's still something that you as the client requested that the bank should do every month. Technically it works the same and it's money that the bank can not request back. But if the bank executed that transfer more than you requested, then it's their fault and the bank should compensate her in some way.

Parent

i can loan you 50$ at paypal!

Parent

you spend to much money on crossfire events dear evilyn!

Good morning btw

hellooooo how are u?

Parent

bored again , but its almost weekend so fine! like 6,5 hours left blah!

And you?

Parent

ye, apart from my moneys, alrite :o

Parent

are you at work ? talk to me im fuckin bored ::DD

Parent

No, I am at home :P will go back to bed soon coz I could need some extrasleepy :D Ur plans for today/weekend?

Parent

drinking beer with my homies and a lil poker tournament

Parent

have fun !

Parent

and you have to work :(

Parent

well ye, but i am used to it, doesnt really bother me. Apart from that, if i wouldnt have to work I couldnt go out anyway, coz of the moniez :D

Parent

dont worry they are just being tits.

It made me smile somehow :)

Parent

achievement!

Parent

win

Parent

mhm its not a good sign when u pay your rent twice that you don't have enough money already :)

I do not earn that much :<

Parent

marry me and youll be rich np!

Parent

awesome idea !

Parent

yeah, but isn't it cheaper to just go to shop and buy your own bra? i mean,your plan of stealing something from her collection isn't the best solution,you must also feed her!

image: ski_failure

Parent

hah that's the norm for anyone with a shitty job! Over-stretch to get a half decent place, but it eats away your earnings :}

Parent

ye

Parent

familiar? ;D

Parent

Stay in school kids :}

Parent

ha

Parent

looking for a job atm (just graduated) so i'll see it soon enough =))

Parent

Heh good luck, hopefully you'll land yourself with a decent starting salary assuming you graduated in a wortwhile subject! Just don't overstretch, wish I'd overestimated all bills for the first few months!

I hate moneys!

Parent

so what happened in your case? didn't do anything usefull, or didn't do anything at all? :(

Parent

Well, the subject of this journal (what a coincidence) is at the same time the sector i wanna work in. I applied to work in a bank and got a few job interviews next week. Starting salary is quite good so I should be fine + I'm going to rent something (in a few months) of 200/300 € but not more.

Parent

not nice.hope u will make it <3

<3

Parent

i still love you :$

Parent

just ask ur boss for extra cash before next salary will come
gl girl

g00d morning schnee :-)

Parent

helllo loverboi :p

Parent

:OOO

Parent

which movie? do u know it!!!!!!???? :DDD

Parent

no :(

Ive seen all saw movies lately but not that movie wtf?!?!?! Gimme name or pics of movie and i will guess lolz wtf

Parent

its in a song in a movie.. no time for pics at work :/

Parent

WHAT MOVIE?!?!!?

Parent

hahahahaha :DDDDddd

Parent

nice movie

Parent

dirty dancing!!!!!1

Parent

i like it dirty (A)

Parent

get a job

I work prolly more than* u :)

Parent

yeah but it seems that you ain't rich as I am =DD

Parent

I never said I am rich ;p I am just underpaid :p

Parent

:DDDD

Parent

spam baby????????????!

Parent

nah cant, gotta fix 5 pcs :'(

got some fucking virusinfection and i need to reinstall 2 pcs + clean the other three :'(

Parent

cute cat <3

Parent

wybierzcie to, w czym czujecie sie kurewsko dobrze!

agreed

Parent

what does that mean? it must be something really funny coz you'v spammed it 10times or so.

Parent

lolz EuroCup-Card

Poor girl.

Wow nice EC-card :) I just have OC 6th league-card :(((

;( how are u today ?

Parent

Fine! I'm at school atm and weekend is coming so just fine :)))

You? ;>

Parent

ye i am alrite, but a bit freezing :o Ur plans for the weekendz ?

Parent

I don't have plans yet! Maybe drinking beer or maybe just hanging with my friends and maybe some ET too :) Do you have any plans?

Parent

hm, not really. I need to work in the weekend evenings/nights, so Ill have to see what I will do :D

Parent

Oki ;> HF!

Parent

u 2 :d

Parent

my students EC card ran out in 2009...so i tried to get money this morning and i failed since im no student anymore im no more allowed to deal with students cards :( i gotta pay for that shit now...

but i phoned my bank, that they fucking cant close my account wtf?!?! or ill just come and bring my whole money to a different bank...though, its working again :-)

Ye, called the bank too as soon I noticed they transferred my rent twice, lol, they said no wai to get it back .. retards :s

Will u go to another bank now or will u stay ?

Parent

they have to rebring the money if u call them for it...if the period while they are allowed to bring it, didnt run out...

ill most likely will stay at this bank...i know a lot ppl there!

Parent

I noticed 2 days after they transferred it :S they said he has the moneyz already

Parent

2 days? lol...they have to bring it back...amazon once took 400 euros from my account... i was like "wtf lol?" when i checked my in- and outcomes... i just phoned them and said they should rebring my money coz ive never ordered smth from them...while some hours i had my money back and after that amazon also sent my 400 euros back :D

Parent

I discussed yesterday 30 mins with the employee on the phone (on their cost), she said since I entered a transfer online (well she agreed it was their fuckup that they double-booked it) they are not allowed to bring the money back according to the german law

Parent

It's up to the recipient to send it back ^^

Parent

well my bank can call it back np..but tbh im not rly into bank-business so i fucking have not much clue about their dealings... :/

Parent

Can't say I'm into bank business either but sadly we've had many run ins, me 'n them ~/ get quite adept at their workings!

Parent

so you got it twice or what? ;D

Parent

exactly!! ;-)

Parent

Kick up a shit, look for compensation, it's their fuck up - they'd fuck you over just as fast.

All banks are bastards.

Parent

have to agree :/ Well I will find a solution I hope, with or without banks help :s

Parent

what did u study?

Parent

journalism/massmedia kinda... but my main topic for my final work was about public relations... i now work at a publisher of magazines

greets

Parent

1st semester publizistik here ;<

was it hard? you've been doing the old magister I guess?

Parent

LOL no i just made the bachelor... i was in the first semester when the new studentplan was starting... im just ,Bakk.phil. :D im just not interestet in science of publizistik so ill stay with the bakk.

its not hard imo...but its not too easy though...its like hard to organize with all those free topics u have to do...i made a mix of psychology, philosophy, theatre science and economics...its up to u...but just be sure u make a raw plan of those fucking free topics... they will kill u later! i had everything of publizistik in time but then i realized that i kinda "forgot" to do the others... and be sure ull get a job soon in that branche, otherwise its hard to get started after the uni... :)

good luck

Parent

Most banks let you keep your student overdraft for a year or two after you've finished your course. They're not that unreasonable.

Parent

Told you before.. I'd pay good money for the Evilynn vs. Schnee-ra masters of the universe lesbian sex adventures video, could solve all your problems.

:DDDDDDDd

Parent

schnee would win anyway!

Parent

U never watch porn do u ? If it was so useless u could also say: I would never watch porn, coz he will fuck her anyway .. sounds logic, yes

Parent

nope sry. im allrdy inlove with parziiii <3

Parent

she can play the sorceress nP.

Parent

no no 3some u make with 2 boys
lesbian stuff we both do alone :DDDDddd

Parent

ohhh you prefer spitroast, that can be arranged too.

Parent

but i dont need the money. u should offer it evylinn ;D

Parent

even u fail at writing my nick correctly makes me sad pandas

Parent

2fasttyping typo sry!

Parent

idd <3 ;D

Parent

Sell your pictures.

.:D::DD//D/D/

Parent

she has to give money for any1 to take them

Parent

Oh do I ? Then stop looking at them, "Sixtus", or else I really think about charging u ;p

Parent

still waiting on my money for looking

Parent

No one forced u to.

Parent

dunz did!

Parent

how would he force u over the internet ? Think twice before u tell such bullshit, pl0x - admit u wanted to see them, and u did, if u dont like them, then u dont, but dont bother me with ur opinion, since I never asked u for it

Parent

eat rocks with milk for morning!

random

estonian breakfast ? :D

Parent

i like :[

Parent

:p Thats fucked up (A)

Jeez are the journals broke wtf guys?! 2 hours without a new one!

i can make now-playing journal!

Parent

make one !

Parent

np nellie

Parent

that desperate to delete some ?:<

Parent

Show them tits.
Insta win.

If youre with Commerzbank, Merkel owns your money now :p

No, Postbank !

Parent

try to eat less and drink water .. problem solved.

just grab a man who can pay everything for u
and a little hint: u wont find him on xfire

We´re in Germany, the country where real women pay for themselves.

Parent

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